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How Does Having a Joint Power of Attorney Work?

A joint power of attorney is just a legal document that authorizes an agent to act on your behalf when making financial or legal decisions that you normally have to make for yourself.

For example, a bank will not allow someone who is not named on your bank account to withdraw funds from your account. Normally, only you (or another account holder) may access or withdraw funds in your account. If you are not able to do this, by presenting a joint power of attorney that you have signed, family members or friends may be able to perform this task for you.

The joint power of attorney serves as a legal permission slip–it authorizes third-party service providers (like banks) to conduct financial or legal business with the agent as if they were conducting your business with you.

How to choose a joint supplement

Look out for the most common ingredients found in joint supplements, which includes:

• glucosamine – this works as a building block for lots of different processes in the body, and is particularly important for maintaining the cartilage between joints, which assists in smooth movement and reducing concussion of joints. Studies suggest a 500kg horse needs 10g glucosamine a day.
• MSM (methyl sulphonyl methane) – it’s suggested this possesses anti-inflammatory properties and could have a protective effect against some forms of exercise-induced injuries. An effective equine dose of MSM is said to be at least 1,200mg per day.
• HA (hyaluronic acid) – this is widely used for reducing heat, pain and swelling, and is known to help with lubricating the joints as well as maintaining healthy cartilage and connective tissue. Recommended dosages vary greatly, but you should expect a joint supplement to deliver upwards of 100mg of HA a day.

Consider the form the supplement takes – joint supplements can come in liquid, powder and pellet forms. Your horse may have a preference to one over another, which could make all the difference as if he won’t eat it, your horse won’t receive the benefit.

Cost is another consideration – we’ve calculated the daily cost of all the supplements featured in this guide to help you compare them easily. To make it as comparable as possible, we’ve used the smallest tubs available, but if you’re better off buying a larger volume of supplement if you can as the daily cost can become significantly lower.

If you compete with your horse then it is important you make sure any supplements you use do not contain any prohibited substances.

Can a Joint Power of Attorney Have Limitations?

A principle also can name when a joint (or joint and several) power of attorney is effective. A joint power of attorney can be:

• Durable
• Non-durable
• Springing

There are different situations when you’d use each of these types.

Durable

So, if you suffer a mental illness and cannot make financial decisions, your agents will be able to continue managing your financial affairs during your incapacity. A principal may rescind or terminate a durable power of attorney at any time, provided they are competent to do so. If a principle does not rescind a durable power of attorney

Non-durable

Springing

A springing power of attorney may become effective when a non-durable power of attorney terminates due to incapacity. A spring power of attorney remains ineffective while the principal has capacity, but when the principal does become incapacitated, the this power of attorney “springs” into effect and functions during the principal’s incapacity.

Joint Power of Attorney: How It Works, Pros & Cons

MJ

Michael T. Flannery, BA, JD

Attorney, distinguished law professor

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Part of establishing an effective estate plan for yourself may be to employ the knowledge, skills, and expertise of others to assist with important decision making.

Jump ahead to these sections:

• What Is Joint Power of Attorney?
• Are There Different Types of Joint Power of Attorney?
• Can a Joint Power of Attorney Have Limitations?
• Who Is Responsible for Making Decisions?
• Why Do People Appoint a Joint Power of Attorney?
• How Does Having a Joint Power of Attorney Work?
• What Are the Problems Associated With a Joint Power of Attorney?
• What Are the Possible Benefits of Having a Joint Power of Attorney?
• How Do You Appoint a Joint Power of Attorney?

For example, in attempting to buy or sell a piece of real property, you may want the knowledge of a local real estate agent to help you choose the right property. When considering market investments, you may want to rely on the insights of experienced investment brokers to choose the most prudent investments.